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What This Rent vs Sell Calculator Takes Into Account
The calculator compares two paths using your numbers:
If you keep the property as a rental:
– Monthly rent and expected rent increases
– Vacancies and turnover
– Property taxes, insurance, HOA dues and utilities (if applicable)
– Maintenance, repairs and management fees
– Mortgage payments and remaining balance
– Potential appreciation over your holding period
If you sell the property:
– Estimated sale price
– Agent commissions and closing costs
– Mortgage payoff
– Estimated net proceeds you could walk away with
The result is a simple side-by-side view of the rent scenario vs the sell scenario so you can see which option may leave you better off.
Get a Free Rent vs Sell Review for Your Property
Want a second set of eyes on your numbers? Share your details and we’ll review your Rent vs Sell comparison for your San Diego or North County property and give you practical recommendations—no pressure and no obligation.
Who This Rent vs Sell Calculator Is For
This tool is a great fit if you:
– Own a home in Carlsbad, Oceanside, Vista, San Marcos, Escondido or greater San Diego
– Are moving and unsure whether to sell your current home or turn it into a rental
– Inherited a property and want to understand your options
– Have been a landlord for years and are rethinking your strategy
If you’re not in San Diego, you can still use the calculator—you’ll just want to plug in your own local rental and sale assumptions.
Need Help Estimating Your Numbers?
If you’re not sure about rent, expenses or sale price for your San Diego property, we can help you
estimate realistic numbers before you run the calculator.
What to Do After You See Your Result
If renting looks better financially:
– You may be sitting on a strong long-term rental. This is where a professional property management company like Palomar Oaks can handle the day-to-day operations while you focus on the big picture.
If selling looks better financially:
– It may be time to unlock your equity and move on. We can connect you with trusted local real estate partners to help you plan timing, pricing and prep work for a sale.
If the decision looks close:
– When the numbers are tight, your personal goals, risk tolerance and timeline matter a lot. That’s a great time to request a free Rent vs Sell review so we can walk through your scenario together.
Use the contact form on this page to request your free review, or contact us anytime to talk through your options.
Want a deeper explanation of how to think about the numbers? Read our guide
Rent vs Sell Calculator FAQs
Is this calculator only for San Diego properties?
No. It works for most residential properties. It’s especially helpful for San Diego and North County owners, but you can use it anywhere as long as you plug in realistic local numbers.
What if I don’t know exact values for everything?
Estimates are fine. Start with your best guess, then request a free review and we can help you refine your assumptions for the San Diego market.
Does this calculator account for taxes?
The calculator is designed to provide a high-level comparison and does not replace professional tax advice. It’s important to review your situation with a tax professional before making a final decision.
Can you manage my property if I decide to keep it as a rental?
Yes. Palomar Oaks provides full-service property management throughout North County San Diego. We can help you with pricing, leasing, maintenance and day-to-day management.